Good credit is not for sale I do not


To qualify for a loan or not. It's based on our credit. Loans will pass or fail This is the discipline of our people.

          Have you ever come across this or not? Fill in all the Document everything But not through a loan. Imagine my surprise yourself as to why the loan is not approved. This was caused by several factors. And most important, is the "credit", which finances itself by SME Today Magazine Small and Medium Enterprises Promotion Agency (OSMEP.) Have good information to get.

 Wonder why a loan does not pass?

          Actually, the financial institution may not approve loans for a variety of reasons.

         - An income below the threshold requiring financial institutions.
         - The risk of the collateral for the loan is not enough.
         - The burden of existing debt Inconsistent ability to repay debt.
         - Payment histories past or commonly known as the "next Blacklist".

          But that will not come from any cause. Bank of Thailand requires all financial institutions to clarify the reasons for not lending. The loan note was written.

How to Build Credit Financing

 Blacklist to do next?

          Who will be the next Blacklist or blacklist them. Not from the power company's decision. National Credit Limited (National Credit Bureau - NCB) that many people understand. The credit bureau Has served as a storage medium. Data Points This is both good and poor payment histories of customers by financial institutions, shipping only.

If you have a bad credit history is not paid or unpaid should be modified as follows.

          1. Contact the financial institutions that were owed. To repay debt owed to the finish. If the outstanding debt amount. Should negotiations with authorities For debt reduction or restructuring.

          2. Start building a credit history by creating good discipline. Repayment on time Not default again Because of all the movement in the settlements of. It is stored as your credit history.

Thanks for the information
sme.go.th by the Office of Small and Medium Enterprises Promotion (OSMEP.).
kapook.com

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