Freelance need to know Tips to Build Trust To qualify for a loan
Freelance need to know! Tips to Build Trust To qualify for a loan
Another loan exit When insufficient funding But for people who do freelance What to do to get approval to qualify. Let's take a look at the instructions
Today Magazine, Lisa has good advice on self-employed people should know about the independence of the Bank approved loans to businesses as well. Give credit to qualify No further business was faced with stagnation. Real needs are not overlooked.
A freelance career has been more popular in recent years. Whether trading Both stores are clear. Or trade in the online world It also includes the production of a variety of data from the Office for National Statistics showed that 2556 has worked as workers. Partly as a self-employed as a proportion of approximately 25 million people in more workers. It also tends to increase steadily each year, self-employed if the service is well managed, it can become successful small and medium-sized enterprises (SMEs) and continue to grow well, too.
Start now?
Many people think that I do have the freedom to find their own selling points of interest. It is important that skilled talent to make our businesses competitive in the market. When something like what the question was. How to start investing my choice was inevitable that before picking the gearbox itself. There is enough to start a business or to expand a business? If not, is a popular choice for businesses to borrow money from financial institutions, funds of state. Or recovery systems
There are interesting statistics about the borrower's told me. Research from the Department of Employment Ministry of Labour (December 2557) found that career applying for loans from banks, most top 3 and approved the most loans are.
Careers, such as retail sales of consumer goods. Sales of garments And agricultural chemicals, etc.
Professional services, food and beverages.
Professional cultivation and animal husbandry.
For those businesses that can invest their own. I have no problem making a loan to the bank. But there are also a number of other operators who have invested money is not enough. Need to borrow money to invest more or less in this case, let's take a look at conifers criteria for business lending side of the bank. This provides a framework for considering to borrow money to invest in my view.
Analysis of the major banks in the lending business.
1. habits of customers (Character).
The first important factor is the male recover it. Because the banks have to look that borrowers have the potential capacity of the business to complete the proposed plan with the bank or not. And the ability to repay the loan. The normal process Czech banks to borrow all the history. Since the work status For some businesses, a borrower with the bank. It will be compared with potential borrowers with others in the same business. Furthermore, the resume generally What is indispensable is to monitor the overall financial profile through the credit bureaus. The background and financial transactions with banks. It will be a good track record. No history of fraud Deform or cheat money from past transactions. Banks will also have peace of mind
2. The ability to repay debt (Capacity).
First of all, when the borrower is good history. It will look at the ability to repay the debt by the rating of the investment in the loan offer came from.
1) plan or program to get the loan.
2) the amount of recovery
3) the duration of the loan.
The Bank will assess the plan or project that it is possible to achieve it. Will have to earn it. And revenue is expected to be sufficient to repay the loan or not. This in itself is often used as the basis for the bank to approve the loan, it's not. For a loan to build on existing business Tips are key in this regard. The accounting records show consistency And should demonstrate the incoming receipts continued. If this factor is no problem The bank was reassuring than half
3. Capital (Capital)
Funding from the two most simple is the "money lender" to "The money we are investing themselves," If we recover a lot of the banks was seen as a project that is very risky, if we invest together with the request. recover part The risk that the bank rate will be reduced accordingly. The bank will look at the overall picture for the money borrowed to invest own funds and then make the business operation went well or not. The bank estimated that When the loan with the money already invested is not suitable for the project. Or less to make the project a success. It is an issue that the bank did not approve the same.
4. Margin (Collaterals)
Getting a business loan from the bank to have almost secured. This avoids the risk of the bank itself, in case the unexpected. Although the above factors to evaluate him. The security can be worth it just depends on the amount of the loan itself. Higher loan limits have secured high as well. The collateral is valued and recognized by every bank assets is land and so on.
5. Situation (Condition)
The final issue is the evaluation of external factors The bank is considering the addition of the project and the borrower that we can offer. Apart from the economy, both inside and outside the country. Government Policy Market fluctuations in the business of borrowers. Fluctuations in raw material prices To assess the risks that may affect the business of the borrower.
Know what factors a bank to approve a loan. We should manage the project and provide complete information. Also, good luck to everyone. Do not forget that when the loan was approved. Now it is our duty to be disciplined to send money each month. This brief introduction to sneak the money we sent. To cut real interest and principal balance. The Bank will cut interest rates before Surplus to cut principal At the very least, we need to provide adequate amount of interest you. Otherwise it will cause interest Now pay quite well head back together, the more we pay in terms of how much principal. The amount of interest and the repayment period will be reduced to only. It will load faster as well.
I do not know anyone who is looking to start an independent business or to rely on loans. It's enough to know the ways to prepare it anyway. I want you to know that the one thing that will enable us to better credit. It is the discipline to pay off debt. If we can not repay on time. Our credit, it's even better results in the increase of funds in the future.
Thanks for the information : magazine Lisa, kapook.com
Another loan exit When insufficient funding But for people who do freelance What to do to get approval to qualify. Let's take a look at the instructions
Today Magazine, Lisa has good advice on self-employed people should know about the independence of the Bank approved loans to businesses as well. Give credit to qualify No further business was faced with stagnation. Real needs are not overlooked.
Start now?
Many people think that I do have the freedom to find their own selling points of interest. It is important that skilled talent to make our businesses competitive in the market. When something like what the question was. How to start investing my choice was inevitable that before picking the gearbox itself. There is enough to start a business or to expand a business? If not, is a popular choice for businesses to borrow money from financial institutions, funds of state. Or recovery systems
There are interesting statistics about the borrower's told me. Research from the Department of Employment Ministry of Labour (December 2557) found that career applying for loans from banks, most top 3 and approved the most loans are.
Careers, such as retail sales of consumer goods. Sales of garments And agricultural chemicals, etc.
Professional services, food and beverages.
Professional cultivation and animal husbandry.
For those businesses that can invest their own. I have no problem making a loan to the bank. But there are also a number of other operators who have invested money is not enough. Need to borrow money to invest more or less in this case, let's take a look at conifers criteria for business lending side of the bank. This provides a framework for considering to borrow money to invest in my view.
Analysis of the major banks in the lending business.
1. habits of customers (Character).
The first important factor is the male recover it. Because the banks have to look that borrowers have the potential capacity of the business to complete the proposed plan with the bank or not. And the ability to repay the loan. The normal process Czech banks to borrow all the history. Since the work status For some businesses, a borrower with the bank. It will be compared with potential borrowers with others in the same business. Furthermore, the resume generally What is indispensable is to monitor the overall financial profile through the credit bureaus. The background and financial transactions with banks. It will be a good track record. No history of fraud Deform or cheat money from past transactions. Banks will also have peace of mind
2. The ability to repay debt (Capacity).
First of all, when the borrower is good history. It will look at the ability to repay the debt by the rating of the investment in the loan offer came from.
1) plan or program to get the loan.
2) the amount of recovery
3) the duration of the loan.
The Bank will assess the plan or project that it is possible to achieve it. Will have to earn it. And revenue is expected to be sufficient to repay the loan or not. This in itself is often used as the basis for the bank to approve the loan, it's not. For a loan to build on existing business Tips are key in this regard. The accounting records show consistency And should demonstrate the incoming receipts continued. If this factor is no problem The bank was reassuring than half
3. Capital (Capital)
Funding from the two most simple is the "money lender" to "The money we are investing themselves," If we recover a lot of the banks was seen as a project that is very risky, if we invest together with the request. recover part The risk that the bank rate will be reduced accordingly. The bank will look at the overall picture for the money borrowed to invest own funds and then make the business operation went well or not. The bank estimated that When the loan with the money already invested is not suitable for the project. Or less to make the project a success. It is an issue that the bank did not approve the same.
4. Margin (Collaterals)
Getting a business loan from the bank to have almost secured. This avoids the risk of the bank itself, in case the unexpected. Although the above factors to evaluate him. The security can be worth it just depends on the amount of the loan itself. Higher loan limits have secured high as well. The collateral is valued and recognized by every bank assets is land and so on.
5. Situation (Condition)
The final issue is the evaluation of external factors The bank is considering the addition of the project and the borrower that we can offer. Apart from the economy, both inside and outside the country. Government Policy Market fluctuations in the business of borrowers. Fluctuations in raw material prices To assess the risks that may affect the business of the borrower.
Know what factors a bank to approve a loan. We should manage the project and provide complete information. Also, good luck to everyone. Do not forget that when the loan was approved. Now it is our duty to be disciplined to send money each month. This brief introduction to sneak the money we sent. To cut real interest and principal balance. The Bank will cut interest rates before Surplus to cut principal At the very least, we need to provide adequate amount of interest you. Otherwise it will cause interest Now pay quite well head back together, the more we pay in terms of how much principal. The amount of interest and the repayment period will be reduced to only. It will load faster as well.
I do not know anyone who is looking to start an independent business or to rely on loans. It's enough to know the ways to prepare it anyway. I want you to know that the one thing that will enable us to better credit. It is the discipline to pay off debt. If we can not repay on time. Our credit, it's even better results in the increase of funds in the future.
Thanks for the information : magazine Lisa, kapook.com
