money info

Today, many people may have many financial problems that can not handle it. Ultimately, you may need to borrow money to solve immediate problems. The need to owe more to the unending unknown end. But it is not all about money. If we know how to deal with the money we have available today MoneyGuru.co.th. How to manage money so I leave you readers too. Financial Advisor Today's society has changed much. Talking about personal finances with someone who knows finance has become so common that we can see each other every day. The first step if you want to manage money. And you are the ones who do not know much about money. We recommend you consult a financial advisor it. The IFA is a lot. Whether it's personal or bank. Use Smartphones The applications related to banking and financial myriad it. But now there are many users who use various applications to manage their own money. If you have not downloaded now enjoy. Try to load apps Some money management apps Try to view it ...

The credit card is Part of that is very important to consider. Salary or income Since this is a show that loan, we have the ability to repay them much. The questions that arise. If salaries do not reach Credit card Not to fix or do. Today, we have instructions to leave. Salary is not up to much Do not give credit card For now, the Competition in loan market Credit cards are considered very high The need for customers to use on their own as much as possible. Credit cards make some strategy in order to attract customers deferred revenue. But salary is not reached Credit certainly is not. Salary is up to one thousand baht Because this can not be responsible for the salaries owed to happen again. But this one was different salary may be filed through it (the cost of living may be lower than the last), but if it's not in a big city like Bangkok. Salary up Filed alternative income more candidates Finding a new job to increase revenue may not be easy, because a lot of people une...

Rice prices The cost will only increase. But it has its price But salary is not raised by Finally, borrows. A credit card debt is that long trailers. Not to mention the savings Actually, the money is not too difficult. Some debts are still saving money. We just have to be willing to do a little. Today we look at how to get the money nine Brought easy. The bill did not excel. 1 storage before use This method is a simple start. People do not have savings, it was easy, but the results do not have to force yourself to put this to good use. Methods: The median salary 10% of salary to a savings immediately. This amounts to savings and only me. Do not take out any The rest is divided into sections. To pay the debt Various monthly expenses. And daily expenses How to save money in this way can we help establish the discipline to save it. 2 carries less money If we are to use it. Money is not good How much time is available only That we carry a lot of money if they us...

The decision to choose a home loan is a big decision for many people because it means that we are obliged to pay back period is relatively long. The reason is because it is considered a high-value assets. It is high compared to most other asset prices, house also has a one million baht, up to several million baht and assets that we would not buy more frequently. Therefore, choosing a home loan then. We think that the bank will approve or disapprove otherwise would not. But we have to factor in choosing a home loan in our mind as well. One of the factors considered most important feature of a home loan is the subject of interest. The interest will determine the amount of money we have to pay back the loan with the bank, the house is more or less it. And we have to balance all night for the duration of the loan is more or less how we recovered with the principal. This is why we need to compare the interest rates of home loan borrowers of banks that offer. Lower interest balance ...

Did you know that we will have a retirement income from any source. Social Security Social Security is one of the compulsory savings here. Because the government force employers and employees to pay into Social Security. This part of the money we send to Social Security will become a source of funds for your retirement is not. If we pay contributions to the fund for 15 years and 55 years of age will receive old age pension of 3,000 baht per month, up from 15,000 baht salary ceiling required by the Fund. If the contribution of more than 15 years, it will be a bonus of 1.5% per year. Let us pay contributions for 30 years before retiring 15 years or more would be a bonus for a total of 3,375 THB 6,375 baht per month, which is not adjusted by inflation. To learn more, go to the Social Security. I http://www.sso.go.th The Government Pension Fund If a public official is a member fund. Will receive a pension = (x average salary over the last 60 months of service) / 50 but not more...

In an era of change Making advanced technologies more From having to carry cash to spend. It has the facilities, eliminating the need to carry cash, credit cards, a lot is that many people who have it. In addition, the card also offers benefits in terms of points. Benefits, and if you're not careful. Debt can be a head as well. Today we look at how eight credit cards also provide rich. One should not use credit cards more than 20% of revenue. We should not use credit cards to pay for goods and services exceeds 20% of the total income per month. Due to cost more. Many everyday First, one should spare the money to pay the credit card bill every month. This will allow us to pay the debt on time and in accordance with the terms of the bank does not pay interest to me. 2 Do not press the cash from credit cards. Credit cards can cash out is available. If you do not need Emergency or not Do not hold out for her. the fees Total interest and other Then cruelly expensiv...